Fintech Product Leader  | Fintech Innovation, SaaS Digital Lending Solutions

Email: [email protected] | Website: viccarre.xyz | Mexico City, Mexico | Remote

Work Experience

Kredi (Sep 2023 - Present)

Head of Product

• Worked closely with the founders to define and execute the product vision and strategy for a digital mortgage platform, while collaborating across business units to establish a strategic framework for fintech success.
• Led the Product Organization, managing and mentoring Product Managers while building and scaling the Product, Engineering, Design, and Data teams.
• Helped Kredi unlock a new market by enabling mortgages for foreign buyers in Mexico, leading to a 40% increase in loans granted.
• Spearheaded initiatives that streamlined the mortgage application process, reducing approval time from 5 days to 3 days (40% improvement) and increasing broker adoption by 200% (from 100 to 300 brokers).
• Helped define the strategy and launch of Kredi's SaaS Platform, enabling banks in Mexico to leverage our infrastructure and processes to offer mortgages as a new financial product.

Clara (Jan 2021 - Sep 2023)

Group Product Manager (Jan 2023 - Sep 2023)

• As a Group Product Manager, I mentored and led three Product Managers, guiding them in developing a structured framework for Product Discovery to drive user adoption of existing features. Simultaneously, I supported them and their teams in enhancing Product Delivery, ensuring high-quality feature launches within the shortest timelines. The squads I led:
  • Mobile Companion App: Enhanced Android & iOS experiences, increasing user adoption from 8,000 to 20,000 users (150% growth).
  • Third-Party Integrations: Integrated 150+ enterprises, enabling seamless data sharing between Clara and their ERPs. After identifying the slow scalability of ERP integrations through extensive user research, we developed Clara's API, launching a beta test with 20 customers. This release introduced a new revenue model for Clara.
  • Transactions & Insights: Delivered analytics and automation tools to improve user financial decisions. Developed the first version of Clara's AI insights, providing users with key financial insights such as overspending alerts, duplicate subscription detection, and price increase notifications.

Country Product Manager - Mexico (May 2022 - Dec 2022)

• Led a discovery-driven process as the main product contact for the Mexican market, collaborating with the Country General Manager, sales, and support teams to identify challenges, and align feature prioritization with local and global stakeholders.
• Conducted user research, regulatory analysis, and competitive benchmarking to shape product strategy and localization, focusing on key country-specific features like ERP Integration, Clara API, and Multi-Entity Accounts

Product Manager - Colombia Launcher (Jan 2022 - Apr 2022)

• Relocated to Colombia to launch the product from scratch after successful deployments in Mexico and Brazil.